Local Roots. Statewide Reach. Personalized Mortgages.

I’ve built my career on helping Floridians, from Tallahassee to Tampa, find the right mortgage fit. With 20+ years of experience and the backing of Luminate Bank, I make the process simple, transparent, and tailored to your goals. Whether you’re settling into your first home, upgrading to your next home, or purchasing that coastal dream home. I’m ready to help.

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Hi, I'm Shawn!

A proud Florida State alum who has roots in North Florida dating back to the 1800s, and now I’m back in the Panhandle full-time.


This area is special, and helping people put down roots here is more than a job; it’s a privilege.


Buying a home shouldn’t feel overwhelming. My team and I bring the knowledge, the options, and the guidance to make the process straightforward. From your first questions to the day you get your keys, you’ll have a partner who’s invested in your success and who understands the dynamics of the Florida real estate market.


Your home loan should fit your current needs, align with your future goals, and your experience should feel like eating at your favorite restaurant.


Comfortable, inviting, and designed with you in mind.

>> Our Loan Options

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Conventional Loans

Flexible and reliable, conventional loans fit a wide variety of buyers with options in property type, fees, and terms.

FHA Loans

Great for first-time buyers or those rebuilding credit, FHA loans keep the door to homeownership open with lower down payments and easier qualification.

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VA Loans

For veterans and active-duty service members, VA loans offer one of the best ways to buy a home—with powerful benefits and no down payment.

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USDA Loans

Looking outside the city? USDA loans make rural and suburban homeownership more affordable for qualifying buyers with low-to-moderate incomes.

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“Shawn did a great job and explained everything to us when we had many questions. He responded quickly to texts and emails when we contacted him. We were very happy with his service.”

Erwin B.

“Shawn was amazing from start to finish, just when we thought nobody would give us the time of day, Shawn did and we are forever grateful for him.”

Tanner S.

“Shawn and his team went above and beyond to make buying our vacation home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if I ever had any questions, even outside of normal business hours. Sally was exceptional.”

Mary L.

OUR BELIEF.

The mortgage process doesn’t have to be stressful or confusing.

With the right team by your side, it’s clear, simple, and even exciting. That’s what you can expect when you work with me and Luminate Bank.